I have an account that was opened in March of 2012 and 1st delinquency date is April of 2012. I Submitted a dispute based on statute of limitations being exceeded and they refuse to remove it from my report. Iwent through the same process with both Equifax and TransUnion and had no issues removing the account (Peak Acceptance) from my report. Not only has Experian refused to remove it from my report they now have the date to come off my bureau set at January of 2028. So 10 years on top of the statute of limitations...they are obviously on the side of the dispurser and have no regard for whom they are actually effecting.
Tag: Financial Services
American Express Complaint
I signed up for 60,000 promo miles, I received 20,000 miles.
Citibank Complaint
I signed up for a savings and checking account with Citibank for a $400 bonus and put down $15,000. They wanted copies of previous credit card statements, so I faxed them in. I called in to confirm that they had them and they said that they had them and would process them by April 22. I called them on April 25 and found out that rather than pay out the bonus, they closed my account.
Bank of America Complaint
My travel agency was scammed by an online hacker. We organized a group trip to the Philippines to stay at a resort called El Galleon in Puerto Galera. After several months communicating with El Galleon, the time came for me to make the final payment for the trip. At that point, a hacker intercepted my emails to El Galleon and was able to send me a fake invoice with a bank account that did not belong to El Galleon. As a result, I sent a payment of 13,846.96 via international wire transfer from my BofA account to the hacker's account. I however, was able to spot the scam several days before the hacker was able to withdraw the money. I then alerted BofA on time to stop the hacker, but because of gross incompetence from BofA's employees, he was able to withdraw part of it.
Credit Acceptance Corporation Complaint
My car was voluntarily repossessed. I receive a letter that i can settle less than what i own on the car yet my understanding was tjat gap paid 16,000 and the remaining is 9000.yet i was told that the car eas going be auction off .yet it was told to me it eas for 16,000 but the letter stated 16,000 was paid by gap so now i m told that i own 9000 but can settle 60 percent of that or give thrm 250 by may 1 and then make payment 175.00 or i will be turn pver to Collection. Also letter staye that i have 23 days to make 60 per ent of the 9000.00 .i eant to go to court because i m still in court about this car because someone vaniize the car and i fpr one did the car really get auction off
Santander Consumer USA Complaint
I had an operation overseas and I asked santander consumer USA for loan extension and they gave me extension. But my recovery took longer as I expected and I couldn’t work to pay the car payment. Their representatives called me and I explained my situation and they agreed each month I pay like 100 to 200$ to keep the account current and I did pay even more than we agreed. But they denied these agreement and reported to credit reporting agencies and repossessed my car and cost me so much to release my car again.
Santander Consumer USA Complaint
My Apr was signed at 22%...Santander is reporting it at 24%
PayPal Complaint
PayPal retroactively reopened completed transactions made with my PayPal credit and illegally withdrew money from my bank account.
PayPal Complaint
Paypal has blocked my account permanently, by not giving any information. I have been dropshipping business like other 1 million dropshippers in the world and paypal suspended my account even though there was not any illegal activity and i have been always responsive and provided all documents they have sent me however even i called them many times they say your business is risky but thousands of people are doing my business and they dont get blocked and i considered as kind of discrimination of being non us citizen and cannot do any business with paypal
PayPal Complaint
I had a PayPal account it was being charged to Planet Fitness and I asked them to unlink my bank and they said they would and they didn't. My phone got stolen got hacked into and purchases for me I caught them and cancel them before they went through but that's not before we went to my bank and I'm incurred over $75 in charges. They saying because it was canceled the day don't owe me my money back. And I told them you do cuz if you would unlink my account like I asked you to I wouldn't got those charges. Now I didn't say only customer service can do that went to customer service now they say I owe but we don't know how we'll have no way of giving you your money back or giving you no credit.
