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Spectrum Mobile Complaint

I recently signed up with Spectrum Mobile and chose an iPhone 8 as my phone. I was informed that I may exchange said phone for an iPhone X with no additional charges, except the price of new phone, and what I already paid in monthly fees for iPhone 8. I had iPhone 8 for ~2 weeks, and kept it in meticulous condition (always protected in case and stopped bringing it outside once I knew it was going to be exchanged). Spectrum charged me $350.00 and claims phone was water damaged and cracked. I have pictures of phone and box before I sent it via FedEx and their return label. I have tried to contact company numerous times with resolution to the matter.

PayPal Complaint

I changed my PayPal preferred payment method. I received an email from Paypal confirming that I had done this. I then purchased an item on ebay but PayPal took money from an account with insufficient funds. I have emails that prove this sequence of events. At the time of purchase, this account was neither a preferred or backup payment method but it was charged regardless. PayPal apparently has no way for users to even notify them they made a mistake.

Charles Schwab Complaint

I inherited some Schwab IRA accounts in 2012. I found a house I wanted to buy with some of my inheritance. I called Schwab and asked how I go about doing that. I had no previous knowledge of IRA's or any other investment accounts. I relied on Schwabs guidance. I was told by several Schwab employees that I didn't have to pay taxes on the money. So, I went through the process, under their advisement and guidance, only to get hit with an audit and nearly 40K worth of penalties, fees and taxes owed. I have told the IRS what they did to me, they don't give a crap. Schwab said they would help when I first called but then....they back peddled and for the past few years I have been trying to get them to do the right thing and they won't.

Windstream Complaint

March 25th 2019, I contacted windstream at 7:22pm in regards to why my speed is 10mps and why i'm paying 90 dollars a month for internet when i should be paying 60 dollars. Now they have been doing this for years. They have also made a lot of false statements saying that we have faster speeds in my area when all I can find is their internet company with only 10mps. Now they have been doing this in rural areas for years. Why should I have to pay 90 dollars for slower internet while people in the city have to pay 70 dollars for speeds triple my speed. I also have a recording of customer service representative lying as well. Then she put me on hold after I asked her not to.